コンペティション開催の背景

三菱UFJフィナンシャル・グループ(MUFG)では、持続可能な環境・社会の実現に向けて、パーパス「世界が進むチカラになる。」を起点に課題の抽出を行い、世の中からの期待と、MUFGの事業領域との親和性の両面から、MUFGとして優先的に取り組む10課題を特定しています。

金融機関には、金融システムの安定・維持を図り、社会の健全な成長に貢献するという責任があります。そのため、金融サービスを通じた社会課題の解決に取り組み、持続可能な社会の実現に貢献できるよう努めています。

そこで、優先的に取り組む10課題の1つである"産業支援・イノベーション支援"に金融及び関連データの活用を志向すべく、「MUFG Data Science Champion Ship」を開催することにしました。

コンペティションを通じて、社会課題の解決に取り組んで頂くとともに、MUFGの取り組みに関心を持っていただける機会となれば幸いです。

参加資格

・2022年7月31日時点で大学生、大学院生(修士・博士課程)の方(学年は問いません)
・すでに就業されている方(社会人学生)はご遠慮いただきますようお願いいたします。

※本コンペティションは、主催者であるMUFGによる人材発掘を目的としています。参加時にご登録いただく個人情報は、同社より採用に関する連絡に利用される場合がございます。

タスク内容

クラウドファンディングプロジェクトの調達目標金額やアピール文章といった定量及び定性データを元に分析モデルを構築して、資金調達の成否の予測にチャレンジしていただきます。

「クラウドファンディング」とは、群衆(Crowd)と資金調達(Funding)という言葉を組み合わせた造語で、インターネットを通じて自分の活動や夢を発信して不特定多数の人に資金提供を呼びかけ、趣旨に賛同した人から資金を募る方法です。現在では、産業支援・イノベーション支援の手段として、幅広い分野でクラウドファンディングが活用されて、成功を収める例も増えています。



開会式

以下要領にて、三菱UFJ銀行及び三菱UFJ信託銀行の学生向けデータサイエンスコンペティションの開会式を執り行います。
興味のある方は是非ご視聴ください。

【開催日時】
2022年8月30日(火)17:00~18:00

【イベント内容】
・ご挨拶、本プログラムについてのご説明
・メッセージ from 三菱UFJ銀行 デジタルサービス企画部次長
・採用コース/業務等紹介(三菱UFJ銀行)
・採用コース/業務等紹介(三菱UFJ信託銀行)

【Zoom視聴情報】
アカウントのメール受信設定で「Competition に関する情報を受け取る」にチェックのある”学生”の方に、本コンペ開始時にメールでお送りしています。

<注意事項>
・本イベントは「Zoom」にて実施いたしますので事前にZoomアプリのインストールをお願いいたします。
・本イベント開始時間の10分前より入室可能です。
・本イベントは、サービスの安定運用に万全を尽くしておりますが、視聴者のインターネット環境や回線状況により再ログインが必要になることや、画面がフリーズしご視聴いただけない場合もあります。

評価関数
・精度は、F1Score により評価します。
・評価値は0~1の値をとり、精度が高いほど大きな値となります。




入賞者決定の流れ
1.コンペ最終日までの評価(暫定評価)は評価用データセットの一部で評価し、コンペ終了後の評価(最終評価)は評価用データセットの残りの部分で評価します。リーダーボードはコンテスト終了時に自動的に最終評価に切り替わり、それを元に最終順位を決定します。このため、開催中と終了後では順位が大きく変動する場合もあります。
2.スコアが同値の場合は、早い日時でご応募いただいた参加者を上位とします。
3.最終評価による順位が上位の方を入賞候補者とし、事務局から連絡いたします。
4.入賞候補者には以下を提出していただきます。
 ・モデルのソースコード
 ・学習済モデル
 ・ソースコードの説明書(前処理部分、学習部分などが分かるように明記。学習済モデルを利用した場合は、そのソース(データの所在、論文のリンク等)も明記)
 ・実行環境(OSのバージョン、使用ソフトウェア及び解析手法)
 ・データの解釈、工夫点、モデリングから得られる示唆等
5.再現性検証期間中、入賞候補者及び、その提出モデルが下記いずれかに該当する場合は失格となり、入賞の資格を失います。
 ・事務局からの手続き上の連絡・要求に対して指定された期限内に対応しない
 ・参加条件やルールを満たしていない
 ・入賞時の提出物の権利譲渡に同意してない
 ・プログラムが動作しない
 ・その他、事務局が不当と判断した場合
6.再現性を確認できた方から入賞者を選定します。

※失格となった場合や不正が発覚した場合は、メダル・ポイントも付与されません。

参加の前提
・チート行為やルールを無視した方法による参加は認められません。
・他者に対する誹謗中傷や公序良俗に反する行為を禁止します。事務局が悪質と判断したケースにおいては、入賞資格や会員資格の剥奪の可能性があることをを予めご了承のうえご参加ください。
・データダウンロード時に表示されるコンペティション参加規約に同意の上、登録フォームには正しい情報を入力してください。

システムの利用
・1人につき1アカウントのみ利用可能です。
・チームでの参加はできません。

情報の取り扱い
コンペ開催期間中
・コード・学習済みモデル・データ分析結果のチーム外への共有を禁止します。ただし、全ての参加者が参照可能であるフォーラムでの開示は可能です。
コンペ終了後
・「情報公開ポリシー」ページを参照ください。

モデルの構築
・コンペで提供されたフォーマットによる新規データを入力した場合、自動で予測結果が出力されるモデルのみが評価対象となります。
・追加費用を伴わない(有償の外部API等を使用しない)環境下で提案した手法が再現でき、かつ継続使用が可能な実装をお願いします。
・GPUの使用を前提とした環境(Google Colab Pro等)での実装は可能です。

データの利用
・配布するデータ以外のデータを利用(学習・予測)することは禁止します。ただし、オープンソースの学習済みモデルやライブラリは使用可能です。
・学習済みモデルを使用する場合、入賞時にソース(論文のリンク等)を明記してください。

ツールの利用
・ツールの利用は、商業利用が可能で、オープンかつ無料なもの(python, tensorflow 等)に限定します。

実装方法
・前処理、学習、予測、の3つにコードを分け実装してください。
 ①Preprocessing「前処理」
  提供データを読み込み、前処理を施し、モデルに入力が可能な状態に変換するモジュール。
  get_train_dataやget_test_dataのように、学習用と評価用を分けて、前処理を行う関数を定義。
 ②Learning「学習」
  ①の出力を読み込み、モデルを学習し、学習済みモデルを出力するモジュール。
  学習済みモデルや特徴量、クロスバリデーションの評価結果を出力する関数等を定義。
 ③Predicting「予測」
  ①で作成した評価要データ及び②で作成した学習済みモデルを読み込み、予測結果を出力するモジュール。

Disclosure policy

As a general rule, in accordance with Article 4, Paragraph 1 of the terms of participation, diclosing any contents such as insights and deliverables transmitted through the information or data provided by our company in relation to this competition is not permitted, however, only after the completion of this competition and for non-commercial purposes, it will be possible to disclose the contents within the score of the table below
Model *1
Public
Analysis results *2
Public
Public : Posting to social media sites, blogs and source repositories, and citing to papers
Restricted : Using in a limited range from research, education to seminars, where many unspecified people cannot access
*1 Execution unit source code and learned models
*2 The insights obtained using the information and data provided, or the solutions including scripts and processed data such as summary statistics

【本コンペ特記事項】
本コンペティションは、依頼主である三菱UFJフィナンシャル・グループ(以下、「クライアント」といいます。)による人材発掘を目的としています。そのため、本コンペティションの参加者には、会員登録時の入力情報に追加して、個人情報をご入力いただきます。本コンペティションにおける参加者の情報は、株式会社SIGNATEからクライアントに対して提供されます。これに伴い、当該クライアント又は株式会社SIGNATEから、参加者に対して、採用に関する情報提供又はオファーに関する連絡がなされる場合があります。


Terms of Participation in SIGNATE Competition

In order to participate in the Competition, you are required to agree to these Terms, in addition to the Terms of Use of SIGNATE.JP Site (hereinafter referred to as the “Terms of Use”). You should participate in the Competition after reading carefully and agreeing to these Terms. These Terms, the matters that are displayed as “additional matters” that you have agreed to when participating in a Competition, the Terms of Use and other terms and conditions that you have agreed to (hereinafter collectively referred to as “these Terms, etc.”) shall all be binding on the Participant.


Article 1 Definitions

1. For the purpose of these Terms, the following terms shall be defined as follows:

(1) “Site” means the website “SIGNATE (https://signate.jp)” on which the Competitions are posted.
(2) “Competition” means any competition on AI development or data analysis on the Site as held by the Host.
(3) “Host” is the host(s) of the Competition. The Host may be SIGNATE, Inc. (hereinafter referred to as the “Company”) or the Company’s client companies, affiliated companies, schools or organizations, etc. (hereinafter referred to as the “Client(s)”).
(4) “Participant(s)” means the member(s) (which mean “member(s)” defined in the Terms of Use, and the same shall apply hereinafter) who participate in a Competition.
(5) “Submissions” means, collectively, the analysis and prediction results, prediction models and reports, etc. as submitted in the Competition.
(6) “Final Submissions” means the Submissions submitted by a Participant that the Participant has specified as a final submission on the prescribed page in the Site by the time of completion of a Competition.
(7) “Winner Candidate” means the Participant who has received a notice from the Company that he/she is nominated as a winner candidate.
(8) “Submissions for Final Judgment” means the Submissions and other items designated by the Company as submitted by a Winner Candidate pursuant to the instructions of the Company.
(9) “Final Judgment” means the acceptance inspection and judgment, including reproducibility verification, by the Company for the Final Submissions and Submissions for Final Judgment of a Winner Candidate.
(10) “Winner” means the Winner Candidate who is informed by the Company that he/she has won a prize.
(11) “OSS” means software licensed based on OSS License Terms.
(12) “OSS License Terms” means any of the following license terms
(1) Either the GNU General Public License or the GNU Lesser General Public License published by the Free Software Foundation, Inc.;
(2) License terms listed at www.opensource.org/licenses/ or derivatives thereof;
(3) License terms that regard the software as “free software” or “open source software”; and
(4) License terms or agreements similar to the license terms listed in each of the three preceding items which request the user to disclose, distribute or license to a third party, or not to exercise, etc., the licensed software, its derivatives and the intellectual property rights associated therewith in whole or in part.

Article 2 Competition

1. A member who desires to participate in a Competition shall be required to agree to these Terms, etc. and to satisfy the conditions for participation as specified in each such Competition. Any person who is not a member shall not participate in any Competition.
2. Participants shall participate in each Competition in the manner as advised by the Company and shall be obligated to comply with the rules as prescribed in each Competition.
3. Participants may submit the Submissions for the assignment of a Competition during the period of such Competition and submit as many proposals on the method of solving the problem as specified by the Company to the Host by the end of the period of the said Competition.
4. Participants may submit Submissions in the form specified in the Competition and specify those Submissions as a Final Submission on the prescribed page in the Site by the end time specified by the said Competition.
5. Participants’ Final Submissions shall be evaluated in accordance with the evaluation method specified in the Competition and the final ranking shall be determined based on such evaluation.
6. Participants may, as a general rule, check their own evaluation results and the evaluation results of each of the other Participants for Submissions that may be evaluated quantitatively on the Site.
7. Participants shall be solely liable for their own Submissions, including the legality and non-infringement of the Submission.
8. Participants shall not submit any Submissions that have no direct relationship to each Competition.
9. Unless otherwise provided for, Participants may not directly communicate to, consult with, make a request to, solicit or take any other actions with the Host in respect of the matters related to a Competition during the period of the said Competition.
10. Participants shall direct any questions or concerns regarding any Competition to the Company or the third party designated by the Company in accordance with the procedures prescribed by the Company as posted on the Site.
11. Participants shall produce Submissions in compliance with the OSS License Terms related to the OSS when using or incorporating OSS in a Submission. However, Participants shall not use or incorporate OSS for which commercial use is prohibited in a Submission.
12. The Host shall not be obligated to pay any remuneration or other consideration for any act of the Participants in a Competition under any pretext. And the Company shall not be obligated to pay any remuneration or other consideration other than those prescribed in the following Article for any act of the Participants in a Competition.

Article 3 Reward and Vesting of Rights

1. Unless otherwise provided for, any Participant shall satisfy the requirements set forth in the following items in order to be entitled to receive a reward in any Competition that offers a reward:

(1) To be a winner;
(2) To agree to transfer to the Host and the relevant transferee of rights in such Competition all transferable rights, such as copyrights (including the rights as prescribed in Article 27 and Article 28 of the Copyright Act, and the same shall apply hereinafter), rights to obtain patents and know-how, etc. in and to all analysis and prediction results, prediction models, reports, etc., written explanations on algorithms, source code and reproduction method, etc. (although not limited to these), and the Submissions contained in the Final Submissions and Submissions for Final Judgment (hereinafter referred to as the “Rights”) along with a guarantee that the Participant has the authority to transfer such Rights;
(3) To guarantee that any relevant transferee of rights may use the Rights contained in the Final Submissions and Submissions for Final Judgment for its own business and other purpose without any restriction and to agree to their exclusive use of such Rights;
(4) To agree not to exercise moral rights to the Rights against the relevant transferee of rights;
(5) To enter into an agreement for the transfer of the Rights with the relevant eligible transferee of rights, including the guarantee of and agreement to the matters in the preceding three (3) items and other reasonable provisions;
(6) To have the personal identity of such Participant verified by the Company; and
(7) Not to breach any provision of these Terms, etc.

2. Any Winner Candidate shall, after having received a notice from the Company that he/she is nominated as a winner candidate, submit the Submissions for Final Judgment on or before the designated date and communicate the matters requiring confirmation or response in relation to the Final Submissions and the Submissions for Final Judgment to the Company on or before the designated date, in accordance with the instructions of the Company. The Company shall carry out the final judgment based on such matters requiring confirmation or response. If the Company receives no confirmation or response satisfactory to the Company on or before the designated date, the Company may exclude such Winner Candidate from the subject of the final judgment and the Winner Candidate shall not raise any objection thereto.
3. If the Company considers that the Final Submissions or Submissions for Final Judgment need to be amended or modified, or there occur any additional matters requiring confirmation, in the course of the final judgment, any Winner Candidate shall take action or make response in relation to the matters that require amendment or modification, or the matters requiring confirmation, on or before the designated date in accordance with the instructions of the Company. If the Company receives no action or response satisfactory to the Company on or before the designated date, the Company may exclude such Winner Candidate from the final judgment and the Winner Candidate shall not raise any objection thereto.
4. The Company shall determine the Winner through the final judgment and inform the Winner to that effect.

Article 4 Confidentiality

1. Any Participant shall treat any information and data that they receive from the Company in relation to Competitions as well as knowledge and products, etc. obtained using such information and data (including Participant Submissions; hereinafter referred to as the “Company-Provided Information”) as confidential information and shall not disclose the same to any third party and use the same for any purpose other than for such Competition and purpose specified by the Company separately; provided, however, that the confidential information shall not include any information that falls under any of the following items:

(1) Information that is known to the public at the time it was received;
(2) Information that is already possessed by the Participant at the time it was received (only in the case where such Participant may demonstrate such fact by reasonable means);
(3) Information that becomes known to the public without the fault of the Participant after it was received;
(4) Information that is independently developed by the Participant without reference to any information received; or
(5) Information that is rightfully received from any third party having a right to disclose such information without the obligations of confidentiality (only in the case where such Participant may demonstrate such fact by reasonable means).

2. Any Winner shall handle his/her Final Submissions and Submissions for Final Judgment in the same manner as Company-Provided Information after receiving notification that they are a winner. And Participant Submissions other than the Winner’s Final Submissions and Submissions for Final Judgment shall not be included as Company-Provided Information after the Company has determined the Winner notwithstanding the provisions of the preceding paragraph.
3. Any Participant may publish any algorithms that they have developed as well as any other materials they have created in connection with their participation in a Competition (including Final Submissions and Submissions for Final Judgment) after that Competition in accordance with the Competition Information Disclosure Policy (hereinafter, "Information Disclosure Policy") posted on the Site. However, Participants shall observe the following matters when publishing information and may not publish any materials prohibited by the Information Disclosure Policy:

(1) Clarify that the materials were created in connection with participation in the Competition;
(2) Give credit in accordance with the notation method prescribed in the Information Disclosure Policy when the materials to be published contain part of a dataset; and
(3) Clarify the location accessible to all Participants (including but not limited to the Competition forum and other locations designated by the Company) where the materials are published (including links, etc.) if publishing materials outside the Competition forum.

4. Any Participant shall delete or return to the Company the Company-Provided Information (excluding the information prescribed in paragraph 3) immediately after the completion of a Competition.
5. If there is any separate arrangement in relation to the confidential information in a Competition, the provisions of such arrangement shall prevail over the provisions of these Terms.
6. If any dispute occurs between a third party and the Host or the Company due to the breach by any Participant of the provisions of this Article and such other party makes any claim against the Company or the Host, such Participant shall compensate for any damage, loss, expenses (including, but not limited to, attorneys’ fees), lost profits and lost revenues, etc. incurred by the Company and the Host.
7. The provisions of this Article shall survive the termination of the relevant Competition or the Participant’s completion of the procedures for withdrawal from all services provided by the Company, with respect to the Company-Provided Information and the Winner’s Final Submissions and Submissions for Final Judgment for a period of five (5) years thereafter.

Article 5 Prohibited Acts of Participants

1. The Company shall prohibit Participants from engaging in any of the following acts in any Competition:

(1) An act of cracking, cheating, spoofing and other misconduct;
(2) An act of redistributing data files included in the dataset;
(3) An act of directly communicating to, consulting with, making a request to, soliciting or responding to solicitation or other activities to other Participants or the Host (other than the Company) without the involvement of the Company for the purpose of furthering the Participant’s own interests;
(4) Any profitmaking activities using the Competition (including but not limited to solicitation or scouting activities, and use for a third party in educational business, etc.) without the prior approval of the Company in writing or any other manner specified by the Company;
(5) An Act of transferring, offering as collateral or otherwise disposing of the Participants’ standing, or the rights or obligations, as a Participant in any Competition (except with the prior written consent of the Company);
(6) Acts that infringe upon the intellectual property rights, trade secrets or any other rights of third parties; and
(7) Any other act in breach of these Terms, etc.

2. If the Company deems that a Participant has engaged in, or may engage in, any of the prohibited acts as prescribed in the preceding paragraph, the Company may, without prior notice to the Participant, disqualify the Participant from the Competition in which the Participant participates, temporarily suspend the Participant from using some or all of the services provided by the Company, withdraw the Participant’s membership, claim damages from the Participant or take any other measures deemed necessary by the Company.

Article 6 Modification of Terms

1. The Company may modify, add or delete any provisions of these Terms from time to time without the approval of Participants.

August 30, 2022